Agriculture Loan
Agriculture Loan
Agriculture loans are designed to support farmers, cultivators, and agri-entrepreneurs in meeting their farming and agricultural needs. Whether it is crop cultivation, purchase of equipment, irrigation systems, land development, or allied agricultural activities, United Credit Limited provides reliable agriculture loan solutions.
With more than 30 years of experience in the financial sector, we understand the seasonal nature of agriculture income. Our agriculture loans offer flexible repayment options, simple documentation, and PAN India availability, helping farmers focus on growth without financial stress.
What is an Agriculture Loan?
An agriculture loan is a type of financial assistance provided to farmers and individuals engaged in agricultural activities. These loans can be used for short-term needs such as seeds, fertilizers, pesticides, and labor, as well as long-term investments like tractors, irrigation systems, greenhouses, and land improvement.
United Credit Limited offers customized agriculture loan options based on land holding, crop type, income cycle, and repayment capacity, ensuring sustainable farming growth.
- Individual farmers and cultivators
- Agricultural landowners
- Dairy, poultry, and allied agri-business owners
- Applicants with valid land and income documents
Documents Required for Agriculture Loan:
✔ Aadhaar Card & PAN Card
✔ Land ownership or lease documents
✔ Khasra / Khatauni / RTC records (as applicable)
✔ Bank statements
✔ Passport size photographs
✔ Crop or project details (if required)
Document requirements may vary based on loan type and applicant profile.
Key Benefits of Our Agriculture Loan:
✔ Flexible repayment aligned with crop cycles
✔ Competitive interest rates
✔ Loans for short-term & long-term farming needs
✔ Simple and transparent process
✔ PAN India service coverage
✔ Dedicated assistance for farmers
Frequently Asked Questions
What can I use an agriculture loan for?
Agriculture loans can be used for crop cultivation, purchase of seeds and fertilizers, farm equipment, irrigation systems, dairy or poultry farming, and land development.
Is collateral required for an agriculture loan?
Collateral requirements depend on loan amount and type. Some agriculture loans may be unsecured, while others may require land or asset security.
How is repayment done for agriculture loans?
Repayment schedules are designed keeping crop cycles and seasonal income in mind, making repayment convenient for farmers.